Ingredients

2 cups water

2 cups diced potatoes

1/2 cup diced carrots

1/2 cup diced celery

1/4 cup chopped onion

1 tsp sale

1/4 tsp pepper

1/4 cup butter

1/4 cup flour

2 cups milk

2 cups grated cheddar cheese

1 cup cubed ham

Preparation

Combine water and vegetables in 4 quart saucepan or dutch oven. Bring to low boil and cook 10-12 minutes. Melt butter in a small saucepan. Add flour and stir until smooth. Slowly add milk and cook until thickened. Add cheese and cook, stirring, until melted. Add salt and pepper to milk-cheese mixture. Add ham to vegetables; stir sauce into vegetables. Heat through and serve.